• bassomitron@lemmy.world
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    11 months ago

    Where do you see businesses accepting debit but not credit cards? I’ve only ever seen it accepting both or neither (in the case of neither, you have to physically mail in a check or link up ACH information). And the only time I see ACH or physical payment accepted but not debit/credit is with governmental agencies in the US, because credit/debit costs them money to process while ACH/physical money does not.

    • Got_Bent@lemmy.world
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      11 months ago

      I haven’t experienced not taking credit cards, but T-Mobile just got rid of my ten dollar auto pay unless I switch from credit card to debit card.

        • random65837@lemmy.world
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          11 months ago

          Its mostly that, but its also the chargeback happy people. Not saying there’s not a time and a place for that, but its rampant when it shouldn’t be.

        • FiveMacs@lemmy.ca
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          11 months ago

          Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run

          • Coreidan@lemmy.world
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            11 months ago

            Depends on the person.

            If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.

            I put everything on my credit card. I also pay it off every month. So it’s only helped me.

                • the post of tom joad@sh.itjust.works
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                  11 months ago

                  Its your characterization of people falling into a trap designed for them to fall in as bad with money i take issue with. This opinion can only come from an inability to consider hypothetical situations outside of your particular experience, such as (off the top of my head) an unexpected bill or layoff.

                  This can not be overcome with “moneysmarts“, unless moneysmarts=having money. Surely if you wanted, you could respond with a hypothetical situation that runs counter to your previous statement?

          • random65837@lemmy.world
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            11 months ago

            Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.