• random65837@lemmy.world
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        11 months ago

        Its mostly that, but its also the chargeback happy people. Not saying there’s not a time and a place for that, but its rampant when it shouldn’t be.

      • FiveMacs@lemmy.ca
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        11 months ago

        Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run

        • Coreidan@lemmy.world
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          11 months ago

          Depends on the person.

          If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.

          I put everything on my credit card. I also pay it off every month. So it’s only helped me.

              • the post of tom joad@sh.itjust.works
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                11 months ago

                Its your characterization of people falling into a trap designed for them to fall in as bad with money i take issue with. This opinion can only come from an inability to consider hypothetical situations outside of your particular experience, such as (off the top of my head) an unexpected bill or layoff.

                This can not be overcome with “moneysmarts“, unless moneysmarts=having money. Surely if you wanted, you could respond with a hypothetical situation that runs counter to your previous statement?

        • random65837@lemmy.world
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          11 months ago

          Depends, my autopay discounts were on Privacy cards, which I now can’t use. So losing a $20/mo discount becuase no way in hell will I give an actual debit card # or checking info to a company that’s going to lose it in their next breach, nor can I control or cancel them at will.