I don’t know much about this situation, but it sounds like the reporting agencies took away debt under $500, but the new ban is for any medical debt, not just the debt under $500.

I don’t mind your hoodie comment. I’m downvoting for the terrible use of apostrophes in the edit.

I agree on the knee pad, but most of these seem a bit overkill. I’d go with a sleeve like this or a more lightweight knee pad like this.

I don’t understand why people cannot move as soon as they get on an escalator. The train station smells like piss and there’s pigeon shit everywhere. Let’s fucking move it!

Save early. Save often. - My 6th grade computers class teacher.