• unalivejoy@lemm.ee
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    10 months ago

    By the time you pay off your car, it’ll be a piece of junk. How does leasing the car compare?

    • ryathal@sh.itjust.works
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      10 months ago

      Leasing is like setting money on fire and using money to put the fire out. The only scenario it ever makes sense is vs buying and selling a car every 2-3 years.

      Modern cars are extremely reliable, there isn’t a good reason to need a new one in less than a decade unless it’s involved in an accident.

      • AA5B@lemmy.world
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        10 months ago

        That was my only hesitation for buying an EV: they’re too new and changing too quickly to have much track record on how well they last. I did go ahead though, so we’ll see in 10-15 years.

        Historically my practice is to buy a reliable car new and keep until major repairs, usually 10-15 years. It helps if you are able to set aside sufficient money to avoid a loan

    • AA5B@lemmy.world
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      10 months ago

      Leasing is usually a worse choice financially. However it can make sense in a few scenarios such as having to always have a new car and business expensing. Now might be one of the few times it’s worth leasing, in the US for some EVs where a lease can take advantage of the full tax incentive but a purchase can not