I’ll go first: “You have to have children when you’re young,” told to me when I was in my late 20s, with no desire to ever have kids, and no means to support them, by someone divorced multiple times with at least one adult child who does not speak to them.
Also: Responding to “How do I deal with this problem?” questions with “Oh, don’t worry about it, it’s enough that you’re even thinking about it!”
Some of that advice is true … work hard, work at something all the time and do your best … but always for yourself and your well being and for your own self and your family.
I’m Indigenous Canadian and this is what all my family did including me. I worked for myself all my life … building, construction, renos, fixing stuff, building stuff all the time … I did some work for companies and businesses but always with the idea that I wouldn’t work more than I had to and only to gain a bit more money to move on as soon as possible.
Twenty five years later … I own three properties, multiple old vehicles that I maintain myself and I own everything I have without debt … I’m not the wealthiest but I am debt free and have a healthy savings and I still work for myself gaining a bit more every time .
Your experience is the exception rather than the rule. It’s been shown that rags to riches is a myth perpetrated by capitalism. At one time I had your level of success. It was all taken from me when I became disabled. As a Canadian, you have the distinct advantage of at least some social welfare assistance whereas your neighbor to the south has virtually none.