• pineapple_pizza@lemmy.dexlit.xyz
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    11 months ago

    Why would you not use it? They offer 0% interest at a time when interest rates are sky high. Someone needs to pay that interest and my guess is that it’s built into the price. So you basically pay more by not using it.

    • flatpandisk@lemm.ee
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      11 months ago

      I have seen this before. What happens is they offer a grace period like 6mo or 1yr. If you don’t pay off by then you get charged the entire grace period of interest added to the balance.

      So in the end your pay for the interest.

      • Peppycito@sh.itjust.works
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        11 months ago

        0% interest is the first step on the enshittification of debt. There is benefit to using it and you become accepting and complacent. The last step will be debtors prison.