• 0110010001100010@lemmy.world
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    9 months ago

    You also have to have credit to get loans. I ran into this issue when I bought a house. I hadn’t had a credit card in years because it was too easy to get into debt. The only thing that saved me is I am on one of my folks credit cards for rare emergencies if I’m watching their house and something goes awry (like the dehumidifier shits all over the basement floor and needs replaced).